Top 10 Best Online Payment Gateways In India – Leading Indian payment gateways list 2018

Top 10 Best Online Payment Gateways In India

For operating an e-commerce website, online payment gateway is required for collecting the funds on website concerned to some products and services for the payment made by customers. Such payment gateways are beneficial for paying money easily without inessential troubles. The following are the important types of online payment gateways. This list shows most important online payment gateway is first basis. Paytm is one of the fastest growing payment gateway in India. Here by listing the best payment gateways in India based on market research and Trust/Success rate. :

  1. CC Avenue
  2. BillDesk
  3. TechProcess
  4. Paytm
  5. Citrus Pay
  6. PayUbiz and PayUMoney
  7. HDFC Payment gateway
  8. Paypal India Payment gateway
  9. EBS Payment gateway
  10. DirecPay Payment Gateway Service

1. CC Avenue Payment Gateway


CCAvenue is one of the South Asia’s largest payment gateway founded in 2001. With more than 15 years of experience this eCommerce solution is the fast, secure and best multi-currency payment gateway. Payment options of the company include 7 Credit Cards, more than 53 Net Banking, more than 98 Debit Cards, 12 ATM Cards, 43 Bank’s IMPS, 16 Prepaid Instruments and 13 Bank EMI.

Avenues is a  ISO 27001:2013 certified organization that is powered by CCAvenue PhonePay, so that customers can pay over the phone. They also include other methods such as Invoice Payments, CCAvenue Brand 360°, Dynamic Event Notification, etc. CCAvenue will collect payments in 27 major foreign currencies and the checkout page offers 18 major Indian and International languages. Also, It is the country’s largest SaaS provider and an emerging global player. 

Avenues India Pvt. Ltd. company is located in 4 major places, Mumbai, Delhi, Hyderabad and Bengaluru. Contact number of Avenues India Pvt. Ltd., Mumbai is +91 22 67425555 / 42465555. For technical services you can contact

2. BillDesk Payment Gateway

BillDesk Payment Gateway

BillDesk Payment Gateway provides simple, secure and convenient bill payment solutions by using an account with any bank. It was founded in 2000 by a team of ex-Arthur Andersen professionals. The company is based on Mumbai, India. A customer can make payments to all the billers and payees that are registered with BillDesk. As of 2015, this service bureau is worth USD 1 billion. To inquire about further queries write to

3. TechProcess Payment Gateway

TechProcess Payment Gateway

TechProcess Payment Gateway is a leading electronic payment firm in India that provide most comprehensive, secure, time-proven and innovative e-payment solution. The company was established in 2000 and has its headquarters located in Mumbai. Today it is spread across 40 locations in India. The bill payment is done using a payment (EBPP) service site, Contact number of TechProcess is +91 (0) 22 6652 8600 and email address is

4. Paytm

Paytm is a leading payment solution is the flagship brand of One97. It was started in 2012 to enable Indian Online merchant to collect payment online. One97 is headquarted in New Delhi with more than 14,000 and has regional offices in Mumbai, Pune, Chennai, Bangalore and Kolkata with global presence in Africa, Europe, Middle East and Southeast Asia. This supports Visa, Master, Maestro,Amex, Discover and Diners etc. It also supports International Credit Cards like Visa, Master, Maestro, Amex, Discover and Diners.

5. Citrus Pay


Citrus is a consumer brand, belongs to PayU Payments, the leading digital payment services provider in India. The Citrus app will help customers to pay through direct account transfers. Using this app you can send money, request money, split money and pay in store.

6. PayUbiz and PayUMoney

payubiz and payumoney

PayUbiz is a simplified payment solution It accepts all payment modes including 45+ Net-banking, 8+ bank EMI’s, 6 Wallets, Amex, Rupay, International Cards and more. PayUMoney is a subproduct of PayUMoney. Today more than 80 of the top 100 E-Commerce companies in India prefers PayUbiz for payments.

7. HDFC Payment gateway

hdfc bank payments

HDFC Payment gateway is launched by HDFC bank as a effortless, efficient and affordable. It’s services are yet authentic and the application is processed within 3 weeks. The payment fees is of 3.5-6%. This is one of the Best Online Payment Gateways In India. This payment gateway solution has all the technological infrastructure, system capabilities, credit facilities and expertise the customer looking for.

8. Paypal India Payment gateway

Paypal India Payment gateway

Paypal, one of the Best Online Payment Gateways In India has about 227 million active account holders. The person dealing with international clients are benefited through such type of gateway. It also offers currency conversion facility,cost of transaction with providing additional fees as it does not link with Indian currency. Paypal is available in more than 200 markets around the world. Customers can recieve money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

9. EBS Payment gateway


EBS is compact, authentic providing inexpensive plans to gateway services. EBS is further accumulated with divisional plans comprised of discounts. Also we can select from customer plans supported with your necessities. Today EBS is owned by Ingenico Group, global leader in seamless payment. It is the first Indian merchant account provider to achieve the PCI DSS 3.0 standards of compliance. Also it is certified by security and process adherence followed and audited by ISO 27001- 2013 standard. 

10. DirecPay Payment Gateway Service

DirecPay Payment Gateway Service

DirectPay is a fast and efficient mode of gateway. Such gateway also offers money for configuration and to set up retail stores based on the money you pay. They offer various services such as merchants cost effective solutions, various payment acceptance modes and a secure, robust technology platform. Different pay modes of this payment gateway solution include Credit Card, Debit Card, Internet Banking and Mobile Payments.

Note: Above list prepared based on various market research between different states of India, different peoples, opinion collection etc. We request you to kindly pass the latest happenings to us through comment for updating the same in this post. We are sure that these list will help you while selecting the best and most suitable payment gateway for your company or shopping website or other type of website collecting payment from public. CCavenue having some more paper works but it is a best company in India. Some government institutions using billdesk payment gateway but it will come in this list after the name of ccavenue. All of the listed payment gateways are best and most secured in India. Go ahead with any one of the listed gateway. Good luck. Please stay connected with us by commenting your suggestions/reviews around the gateways.

57 thoughts on “Top 10 Best Online Payment Gateways In India – Leading Indian payment gateways list 2018

  1. Google
    December 7, 2017 at 6:16 am

    Here are several of the websites we recommend for our visitors.

  2. Faysal
    March 10, 2015 at 4:00 am

    CCAvenue is one of the top options in the region. Citrus pay could as well be among top 10 gateways as it is used by some big companies. Also Paysera is worth mentioning. It is a new option to India, but already operating for a while in other countries.

  3. Danial
    July 17, 2014 at 11:53 am

    i like ccavenue. thats good payment gateway ever in India

  4. Nicole
    June 12, 2014 at 8:56 am

    You should add paymentz . com to the list too.

  5. shailendra
    May 2, 2014 at 10:16 am

    i need a payment gateway for my resume services

  6. Prabhakaran tanuja
    April 23, 2014 at 8:25 am

    i like payu gateway as a best online gateway in india

  7. milap ramavat
    April 15, 2014 at 10:16 am

    i need a payment gateway for my establishment which provides services in overseas countries. suggest me with best

  8. Janu aggarwal
    March 31, 2014 at 8:24 pm

    Launch your own branded payment gateway.

  9. Bharat
    March 24, 2014 at 6:06 am

    Dont go for CC Avenue.. most pathetic service ever seen. They will in touch with u till the time u need gateway once u registr with them none of their peopl will bother about u ….

  10. Kuldeep Singh
    March 5, 2014 at 3:10 pm

    Hello Friends. Please suggest me a good payment gateway for my VoIP and calling card business
    to accept the payments from overseas. I am not a registered business in anywhere.
    A helping suggestion will be highly appreciable.

  11. rahul roy
    February 27, 2014 at 4:07 pm

    i am looking for a payment gateway for job portal…like resume selling….can you plz tell me which payment is best for me in resume selling process….

  12. Athul arjan
    February 8, 2014 at 2:56 pm

    Kindly help me to choose an ecommerce payment gateway for my new domain. I am Athul Arjan from surat.

  13. Priyesh
    February 7, 2014 at 11:46 am

    I am very much satisfied to give us the list of Top 5 Payment Processing Gateways in India and this list payment gateway providers in india is very very useful to me and my company. I opted ccavenue as my next payment gateway. thanks a lot sir.

  14. Anonymous
    February 7, 2014 at 5:48 am

    Payu,citrus, Paytm are my favorite

  15. Nibin K
    February 7, 2014 at 5:44 am

    Thankyou for providing the list of Most Popular Online Payment Gateways in India. I will keep in mind this always because this popular list is very very useful for me. I am going to start a e-commerce business and now i am finding the best online payment gateway available in India. So thanks a lot bro.

  16. Anish
    January 24, 2014 at 7:36 am

    You can try out fethr… fethr lets any merchant start accepting payments in less than 3 days all you need to do is register on fethr ,submit the online activation form and choose your payment app start accepting payments. fethr currently supports all major Master Visa credit and debitcards and netbanking of 8 major banks.

  17. Anindhar K
    January 23, 2014 at 5:53 am

    we can simply choose an ECommerce payment gateway For sales. This should be for within the India. e-commerce payment gateway is very very important for online sales. About me, it is ccavenue i think it is good.

  18. annonymous
    January 15, 2014 at 10:55 am

    well i think zaakpay payment gateway should be on the top of the list amongst all gateway. for quick approval and better deal…

  19. raju
    January 2, 2014 at 3:21 pm

    I am new to payment gateway. can any body suggest me r payment gateway solution for Electricity Bill payment. How this will be done

  20. Anonymous
    December 26, 2013 at 1:23 pm

    all is good

  21. Manu
    December 23, 2013 at 6:10 pm

    If you are looking for a plugnplay payment gateway you can try payupaisa

  22. mishra
    December 17, 2013 at 1:19 pm

    Hi this side amit mishra am loking a gateway but am starting a new work from home so tall me a rit option. And gateway providor number and esay to way

  23. Nagarajan
    November 16, 2013 at 9:37 pm

    Ccaveue is best payment gateway.

  24. Anonymous
    November 12, 2013 at 5:34 am

    Can U say what are the Transactions of this websites wud charge

  25. Anonymous
    October 17, 2013 at 7:17 am


  26. Vikas Mishra
    October 10, 2013 at 11:37 am

    I am amazed that no one know about billdesk… the most widely used payment gateway in india.

  27. Guru
    October 7, 2013 at 12:08 pm

    CC Avenue is provide a good services..My option is CC Avenue

  28. Girish
    September 29, 2013 at 7:36 am

    Thanks for the info.
    Is there a limit or % of transacted value as a processing fee as prescribed by the RBI to the payment gateway service providers. Whenever an online transaction is made a transaction fee/ convenience charge levied on it. Hence wanted to know if there is any guidelines to charge it.

  29. Sanu
    September 12, 2013 at 1:24 pm

    I prefer CC Avenue because they are providing good service

  30. Sambhrant
    August 20, 2013 at 9:38 am

    Zaakpay is the best Payment Gateway in India with 50 banks, all cards and even Mobile Payments. They are also funded by Sequoia Capital.

  31. Jessica Mendez
    August 20, 2013 at 7:23 am

    Atom payments (Atomtech . in) is also best payment in india. They offer payment facilities over Internet, IVR, Mobile Applications and POS using Credit/debit card, net banking; cash/prepaid cards and IMPS with various sectors spanning across Government , Utility, BFSI, DTH, Education, Entertainment, Retail, Travel and Tourism, Telecom and Subscription space.

    1. atul
      December 19, 2013 at 11:58 am

      how can i talk to agent

      1. kabir
        April 6, 2014 at 5:09 pm

        Kindly call me for solution we are working with across globe as individual processor solution provider. With 67 Internation processor.

        With best service and less charges ever

  32. shamsher rawal
    July 29, 2013 at 5:11 am

    wo says that pay pal is a good one,.. i dont think so…
    i am still confused which payment gateway to use.. plese suggest which is to be trusted.

  33. vinay
    July 19, 2013 at 4:27 pm

    CCavanue is the best payment gateway in India..

  34. Pratyush Gaur
    July 15, 2013 at 6:54 pm

    Times of Money Payment Gateway. Part of Times Group. 5 Credit Cards, All Indian Debit Cards and 36 Net Banking options. 9 Banks EMI.

  35. Ben
    July 8, 2013 at 9:14 am

    CCAvenue has the highest success rate. I have used many others, but have found CCAvenue to be the best. More payment options best success rate.

  36. Anonymous
    June 28, 2013 at 1:06 pm

    All are good.

  37. Anonymous
    June 18, 2013 at 9:32 am

    CCAvenue is top in world..

  38. Anonymous
    June 5, 2013 at 3:52 am

    CCAvenue is top in world…

  39. tulasi
    May 14, 2013 at 7:02 pm

    CCAvenue found more better than all. very speed payment gateway in India.

  40. Ramesh
    April 17, 2013 at 5:49 am

    We are looking for payment gateway for mocdoc .in we heard payu is good – any issue with them?, what about axis bank payment gateway? Please let us know.

    1. NC
      April 29, 2013 at 7:04 am

      payu is one of the trusted payment gateway. You can go ahead with payu.

  41. Payment Gateway
    April 11, 2013 at 8:16 am

    Indeed a nice post and I really like reading High Risk and Off Shore Merchant Accounts, Payment Gateway Services related stuff on the web. You have beautifully explained the importance and updated news on the Payment Gateway Services. Keep up the nice posting.

    1. Vishal Rajput
      July 6, 2013 at 4:08 pm

      thank you for giving proper direction about best online payment gateways ,Informative article

  42. Anonymous
    March 22, 2013 at 12:24 pm

    Best Online Payment Gateways is good post

  43. Dharun
    March 18, 2013 at 10:54 am

    thankyou bhai for giving proper direction about best online payment gateways in our india. ccavanue is my choice. They are great service provider. better speed payment.

  44. Bhishm Singh
    March 5, 2013 at 12:46 pm

    BuyTechDeals. com (a Deal site which offers discounts on softwares/platforms) – has good offers for payment gateway.

    1. prabhat tiwari
      September 24, 2013 at 9:19 pm

      I am looking for a gatway to charge my US and Canada customers.


      1. shimoni
        November 13, 2013 at 9:30 am

        kindly provide your contact details to discuss in detail for your requirement.

        Thanks & Regards
        Shimoni Sanghvi

        1. Anonymous
          December 11, 2013 at 11:45 am

          hi iam looking for gateway to charge my oversees clients …kindly call to discuss in details


          1. sk ankuraj
            December 24, 2013 at 10:47 pm

            i think , i can help you with this.plz contact me for more information.

        2. Robbie G
          February 16, 2014 at 1:03 am


          We are looking for payment gateways in India for our overseas clients. Any help would be much appreciated.

          Thank you

          1. CharanJ
            May 28, 2014 at 11:44 am

            EBS is a pioneer to associate with multiple acquiring Banks for providing Payment Gateway services to offer Master, Visa, AMES, JCB, Diners, Net Banking & Cash Card brands on a single platform. Once you place the order your gateway will activated in 24 hours.

  45. Ahammed
    March 2, 2013 at 3:54 am

    I think good is paypal… We can trust this company..

  46. jaysongi
    February 21, 2013 at 6:23 pm

    Informative article, totally what I needed. Thanks..

    1. Simon
      July 23, 2013 at 10:27 pm

      Hey guys,
      does anybody know a good gateway for herbal supplements for men? As it seems like it’s a bit sensitive topic and I’m struggling to find the one which would approve the website.

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