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Top 5 Best Mobile Digital Payment Systems in India


Top 5 Best Mobile Digital Payment Systems in India

Here we are introducing an article about Top 5 best mobile digital payment systems in India. Our list covers 5 best digital payment systems, these are leading top leading  in India. Most of the peoples make payments online via their digital mobile apps. Through online you can easily pay your bill or transfer money  etc. It is more secure and easy. If you are looking for a mobile digital payment system, check our list and choose the right one. 


Ultracash – Pay via mobile without internet

Ultracash is a most popular mobile app, which is used to make payment. In order to do this, first you need to install the app on your mobile and add your bank account with this app. For this purpose you have to share your bank account login and passwords. After this, you can make payments by using the money in your bank account. When you are purchase anything from shop, there is no need to carry money for paying the bill. 

Use the app and the merchant will receive the payment on their account. An invoice you will receive from the shop owner. Next, click the pay option after checking the details. The money will be transferred. If your friend has installed this app on his phone, you can give money to him without internet connection. One thing you should keep in your mind that, you should hold the phones close to each other. This app will support in any smartphone.


PayTM is one of the most popular mobile wallet app in India. It is considered as basically a website, through which you can easily pay your monthly bills online.  24×7 customer care facility is available in this app. By using Paytm app, you can transfer money to your bank account or others bank account. Enjoy the services of this app by visiting this website http://www.paytm.com/ or by Downloading PayTM app on your smart phone. Today most of the merchants are accepting the PayTM. So you can make payment only in PayTM accepting stores.


Oxigen is another mobile digital payment system in India. It is powered by Oxigen Services India Private Ltd, which is known as an ISO 9001:2008 certified FinTech company. This app was launched  since 2004. Through which, you can easily transfer money from your mobile at anytime and anywhere. This app is certified by RBI. This app offers solutions for money transfer, utility bill payments, Virtual Visa, gift cards, mobiles and DTH TV payments, movie ticket booking and travel. You can download this app from App Store/ Google Play Store/ Windows.


MobiKwik a mobile wallet and online payment system, which is powered by MobiKwik Systems Private Limited. Bipin Preet Singh and Upasana Taku are the founders of this app. It is considered as a semi closed wallet. This app is authorized by Reserve Bank of India. Through which you can store money in an online “wallet” to make payments such as pay utility bills, shop at listed merchants, mobile and DTH recharge etc. This app is most loved by people those who do not like to use credit cards/ debit cards/ net banking for online payments. You can download it from Mobikwik website.


PayU India is the flagship company of Naspers group. The PayUMoney e-wallet service introduced by PayU. This app ensures secure transactions. You can make online payment via debit cards, credit cards, net banking, etc. You can download it from PayUMoney website. You should read the terms and condition of this app, before using it. PayUMoney first announced by RBL Bank. This app enables you to store cash and pay for various services and transactions.


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